Ally

Down payment burden

發佈時間: 2015/02/27

每月的租樓款項其實與供樓差不多,但是樓價每年升一、兩成,人工卻只有幾個百分點的增長,要儲蓄首期(save for a down payment)置業談何容易。

Down payment(首期)即是partial payment(部分付款)或initial payment(首次付款),餘款則分期繳付(pay by instalments)。因此,down payment又可以說是purchase price(購入價格)和mortgage loan amount(按揭貸款金額)之間的差價。

Down payment一字常配動詞make或put,再後接介詞on點出是甚麼東西的首期。例句:We have made a 30%down payment on the flat.(我們已經付了買樓的三成首期。)I have only put a down payment on the furniture.(我只是付了傢俬的首期。)

「首期負擔」英文可以用down payment burden,配動詞increase(增加)、reduce(減少)、alleviate(減輕)等等。例句:Buyers may only need to pay 20%of the property price for down payment, which greatly reduces their down payment burden.(買家可能只需支付兩成首期,這大大降低了他們的首期負擔。)

撰文: Ally 最漂亮英文專業老師
欄名: WordDiscovery